</noscript> <!--LeadSquared Tracking Code Start--> <script type="text/javascript" src="https://web-in21.mxradon.com/t/Tracker.js"></script> <script type="text/javascript"> pidTracker('67885'); </script> </div><div><div><section class="InnerCommonBanner_commonbanner__GlDhs false false false false false false false InnerCommonBanner_solutions_banner__HyT8w InnerCommonBanner_fintech_sec__lVIcK false false false false false false false false "><div class="InnerCommonBanner_banner_img__fMULU"></div><div class="container "><div class="InnerCommonBanner_cont_wrapper__PFBBP "><div class="overflow-hidden InnerCommonBanner_wrapheading__D7p7q"><h2 class="InnerCommonBanner_heading__W5vYn">Revolutionizing <span>Financial </span> Access by Crafting a Seamless Digital Lending Journey</h2></div><div class="overflow-hidden InnerCommonBanner_wraptext__0Uozm"><p class="InnerCommonBanner_text__m7_0d">Our Fintech solutions equip lenders with powerful tools, enabling data-driven decisions that balance risk and opportunity.</p></div><div class="overflow-hidden"><a class="btn btn-fintech " href="/book-a-demo">Request a Demo</a></div></div></div></section></div><div><section class="FintechAbout_fintechabout__nfxHt false false false "><div class="container"><div class="BreadCrumbs_breadcrumbs_wrap__rglSh pt-lg-5 pt-4"><nav aria-label="breadcrumb"><ol class="breadcrumb"><li class="breadcrumb-item"><a href=" /"><div class="BreadCrumbs_bread_wrap__Deoy_"><svg class="BreadCrumbs_bottomicon__7nu9c" viewBox="0 0 1060 1024" style="display:inline-block;stroke:currentColor;fill:currentColor;width:15;height:15"><path d="M401.032 1005.755v-307.032c-0-0.022-0-0.047-0-0.073 0-10.077 8.169-18.245 18.245-18.245 0 0 0 0 0 0l221.133 0c0-0 0-0 0-0 10.077 0 18.245 8.169 18.245 18.245 0 0.026-0 0.051-0 0.077l0-0.004v306.959c0 10.077 8.169 18.245 18.245 18.245v0h225.439c10.077 0 18.245-8.169 18.245-18.245v0-478.684c-0-0.022-0-0.047-0-0.073 0-10.077 8.169-18.245 18.245-18.245 0 0 0 0 0 0l102.174 0c0.016 0 0.036 0 0.055 0 10.077 0 18.245-8.169 18.245-18.245 0-5.306-2.265-10.083-5.881-13.417l-0.013-0.011-511.161-472.116c-3.252-3.001-7.615-4.841-12.407-4.841s-9.155 1.84-12.419 4.853l0.013-0.011-511.526 472.116c-3.629 3.345-5.894 8.122-5.894 13.429 0 10.077 8.169 18.245 18.245 18.245 0.019 0 0.039-0 0.058-0l-0.003 0h102.174c0-0 0-0 0-0 10.077 0 18.245 8.169 18.245 18.245 0 0.026-0 0.051-0 0.077l0-0.004v478.757c0 10.077 8.169 18.245 18.245 18.245v0h225.804c10.077 0 18.245-8.169 18.245-18.245v0z" fill="rgb(173, 173, 173)"></path></svg></div></a></li><li class="breadcrumb-item BreadCrumbs_linkclose__uAlET "><a href="#" role="button" tabindex="0">Solutions</a></li><li class="breadcrumb-item"><a href=" /fintech"><div class="BreadCrumbs_bread_wrap__Deoy_">FinTech</div></a></li></ol></nav></div><div class="FintechAbout_top_wrapper__Zz6Vs"><div class="FintechAbout_top_head__ddDNn"><h2 class="FintechAbout_title_heading__2mfGQ h2">Elevating Lenders by Sculpting <span> Lending Experiences </span> that Transcends Boundaries and Transforms Lives</h2></div></div><div class="row FintechAbout_row_top__749CL"><div class="col-lg-5"></div><div class="col-lg-7"><div class="mt-2 ms-lg-5 FintechAbout_right__M_dVX"><h3>Digital transformation disrupts the fintech industry by making the sector more customer-centric and technologically relevant. With fresh perspectives in place, your financial company can gain the needed agile growth with a proven approach and dynamic experiences for sustained outcomes.</h3><p>By embracing this paradigm shift, financial companies can position themselves at the forefront, which not only enhances customer experiences but also empowers to adapt swiftly to changing market trends and demands.</p></div></div></div></div></section></div><div><section class="FintechTransformation_fintech_transform__hH6ma false false false"><div class="container"><h2 class="undefined ">What Makes Digital Transformation <br/> a Principal Move in the <span> Fintech </span> Sector?</h2><div class="row"><div style="--anim-index:0s" class="animate-fadein col-lg-6 ZivaIconTextCard_wraper_zivatext__BcmQr ZivaIconTextCard_fintech_wrapper__8ByaY "><div class="ZivaIconTextCard_ziva_icon_text_card__AIXpg"><figure><img loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="https://cdn.novactech.com/fintech_digital1_e330612ca4.svg"/></figure><div><h3 class="ZivaIconTextCard_title__n8PFa">Enhanced Customer Experience</h3><p>Customer experience is the top priority for digital transformation. To keep up with tech-savvy customers, tracking, attracting, and engaging customers is critical to delivering consistent and personalized products and services.</p></div></div></div><div style="--anim-index:0.1s" class="animate-fadein col-lg-6 ZivaIconTextCard_wraper_zivatext__BcmQr ZivaIconTextCard_fintech_wrapper__8ByaY "><div class="ZivaIconTextCard_ziva_icon_text_card__AIXpg"><figure><img loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="https://cdn.novactech.com/fintech_digital2_f328747958.svg"/></figure><div><h3 class="ZivaIconTextCard_title__n8PFa">Improved Operational Efficiency and Revenue Generation</h3><p>Deploying the right set of transformation tools that streamlines operational processes by automating manual tasks and integrating data, thereby resulting in increased profits.</p></div></div></div><div style="--anim-index:0.2s" class="animate-fadein col-lg-6 ZivaIconTextCard_wraper_zivatext__BcmQr ZivaIconTextCard_fintech_wrapper__8ByaY "><div class="ZivaIconTextCard_ziva_icon_text_card__AIXpg"><figure><img loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="https://cdn.novactech.com/fintech_digital3_0eb85e8cbe.svg"/></figure><div><h3 class="ZivaIconTextCard_title__n8PFa">Agility and Operational Productivity</h3><p>Automation increases process agility and productivity by eliminating human-induced errors and improving precision in mundane tasks, resulting in operational efficiencies across the lifecycle.</p></div></div></div><div style="--anim-index:0.30000000000000004s" class="animate-fadein col-lg-6 ZivaIconTextCard_wraper_zivatext__BcmQr ZivaIconTextCard_fintech_wrapper__8ByaY "><div class="ZivaIconTextCard_ziva_icon_text_card__AIXpg"><figure><img loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="https://cdn.novactech.com/fintech_digital4_b8ab33e69f.svg"/></figure><div><h3 class="ZivaIconTextCard_title__n8PFa">Insight-driven decision</h3><p>Make faster trade decisions through AI-based analyses and strategies that can be based on calculative insights for a more customer-centric product or service.</p></div></div></div></div></div></section></div><div><section class="FintechWhatWeDo_fintech_whatwedo__DXHJn"><div class="FintechWhatWeDo_bottom_right_bg__z5L9x"><img alt="background Image" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/images/fintech/bg_explore1.png"/></div><div class="container"><div class="row FintechWhatWeDo_content_wrapper__Y3Otp"><div class="col-12 col-lg-6 "></div><div class="col-12 col-lg-6"><h2 class="FintechWhatWeDo_title__dpqgj h2">Get to know about Novac's Comprehensive World of Offerings</h2><p>Welcome to the forefront of financial innovation, where technology converges with lending expertise to create an unparalleled digital lending experience. Our Fintech solutions are poised to reshape the way lenders empower their borrowers, forging a new era of seamless and efficient lending.</p><p>Introducing Novac Ziva® - A cloud lending management solution with comprehensive modules designed to meet the requirements of lending businesses of all sizes across various sectors.</p><a class="mt-3 btn btn-fintech text-white" href="/loan-management-system">Know more</a></div></div></div></section></div><div><section class="ZivaRightBlocks_ziva_future__iLoAl ZivaRightBlocks_fintech_section__1x0Q4 "><div class="container"><div class="ZivaRightBlocks_BreadCrumbs_wrap__myUBJ"><div class="BreadCrumbs_breadcrumbs_wrap__rglSh pt-lg-5 pt-4"><nav aria-label="breadcrumb"><ol class="breadcrumb"></ol></nav></div></div><div class="row align-items-center ZivaRightBlocks_content_wraper__rwByG"><div class="col-lg-6 pe-xxl-5 ZivaRightBlocks_topWrap__nssWq"><h2 class="h2 gradient-text-green ZivaRightBlocks_title__r1s17"><span>Novac Ziva®</span> <br/> Digital Lending Platform </h2><p>Novac Ziva® is a cloud lending management software with a complete suite of modules backed with state-of-the-art technology. As a next-gen digital lending platform, Ziva® is intuitively designed to cater to the requirements of lending businesses of all sizes across various spectrums, including</p></div><div class="col-lg-6"><div class="ZivaRightBlocks_right_wrapper__mpw29"><div class="undefined ZivaRightBlocks_colm__95tSf"><div style="--anim-index:0s" class="animate-fadein "><a class=" text-black ProductLinkCard_box_wrap__g8aPu ProductLinkCard_zivabox__6gzZ4 " href="/undefined"><figure class="ms-auto ProductLinkCard_shape_figure__uYh9R"><img loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="https://cdn.novactech.com/fin_digital1_697124f67f.svg"/></figure><div class="ProductLinkCard_content__AbY4U"><h3 class="ProductLinkCard_title__pi1FW">NBFCs</h3><p></p></div></a></div><div style="--anim-index:0.2s" class="animate-fadein "><a class=" text-black ProductLinkCard_box_wrap__g8aPu ProductLinkCard_zivabox__6gzZ4 " href="/undefined"><figure class="ms-auto ProductLinkCard_shape_figure__uYh9R"><img loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="https://cdn.novactech.com/fin_digital2_a55225f547.svg"/></figure><div class="ProductLinkCard_content__AbY4U"><h3 class="ProductLinkCard_title__pi1FW">HFCs</h3><p></p></div></a></div></div><div class="ZivaRightBlocks_colm2__rVh6H ZivaRightBlocks_colm__95tSf"><div style="--anim-index:0s" class="animate-fadein "><a class=" text-black ProductLinkCard_box_wrap__g8aPu ProductLinkCard_zivabox__6gzZ4 " href="/undefined"><figure class="ms-auto ProductLinkCard_shape_figure__uYh9R"><img loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="https://cdn.novactech.com/fin_digital3_6f84cdae50.svg"/></figure><div class="ProductLinkCard_content__AbY4U"><h3 class="ProductLinkCard_title__pi1FW">Retail Lenders</h3><p></p></div></a></div></div></div></div></div></div></section></div><div><div class="position-relative"><div class="FintechEcosystem_ecosystem_bg1__KWYKI"><img alt="background Image" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/images/fintech/ecosystem_bg4.png"/></div><div class="FintechEcosystem_ecosystem_bg2__Bb0tn"><img alt="background Image" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/images/fintech/ecosystem_bg5.png"/></div></div><section class="FintechEcosystem_FintechEcosystem__C0FaT"><div class="container"><div class="FintechEcosystem_top_heading__YZdKm"><h2 class="h2 text-lg-center FintechEcosystem_title__H_EuR">Ziva’s ecosystem is comprised of 4 modules that make the <span> lending process easier and vital </span></h2></div><div class="swiper FintechEcosystem_mySwiper__dFTjS"><div class="swiper-wrapper"><div class="swiper-slide"><div style="--anim-index:0s" class="animate-fadein FintechEcosystem_column_item__dl6YI "><div class="h-100 FintechEcosystem_column_item_inner__6uHFo d-flex flex-column justify-content-between"><figure class="FintechEcosystem_img_wrapper__Vr_Px mb-0"><img loading="lazy" width="35" height="35" decoding="async" data-nimg="1" style="color:transparent" src="https://cdn.novactech.com/eco1_dbd802667e.svg"/></figure><h4 class="FintechEcosystem_column_title__ag5pK">Loan Origination</h4></div></div></div><div class="swiper-slide"><div style="--anim-index:0.2s" class="animate-fadein FintechEcosystem_column_item__dl6YI "><div class="h-100 FintechEcosystem_column_item_inner__6uHFo d-flex flex-column justify-content-between"><figure class="FintechEcosystem_img_wrapper__Vr_Px mb-0"><img loading="lazy" width="35" height="35" decoding="async" data-nimg="1" style="color:transparent" src="https://cdn.novactech.com/eco2_4c8640606f.svg"/></figure><h4 class="FintechEcosystem_column_title__ag5pK">Loan Servicing</h4></div></div></div><div class="swiper-slide"><div style="--anim-index:0.4s" class="animate-fadein FintechEcosystem_column_item__dl6YI "><div class="h-100 FintechEcosystem_column_item_inner__6uHFo d-flex flex-column justify-content-between"><figure class="FintechEcosystem_img_wrapper__Vr_Px mb-0"><img loading="lazy" width="35" height="35" decoding="async" data-nimg="1" style="color:transparent" src="https://cdn.novactech.com/eco3_c33d955a67.svg"/></figure><h4 class="FintechEcosystem_column_title__ag5pK">Collection Management</h4></div></div></div><div class="swiper-slide"><div style="--anim-index:0.6000000000000001s" class="animate-fadein FintechEcosystem_column_item__dl6YI "><div class="h-100 FintechEcosystem_column_item_inner__6uHFo d-flex flex-column justify-content-between"><figure class="FintechEcosystem_img_wrapper__Vr_Px mb-0"><img loading="lazy" width="35" height="35" decoding="async" data-nimg="1" style="color:transparent" src="https://cdn.novactech.com/eco4_58a7d8257c.svg"/></figure><h4 class="FintechEcosystem_column_title__ag5pK">Product Management</h4></div></div></div></div><div class="swiper-scrollbar"></div></div><div class="overflow-hidden mt-3 pt-1 text-md-center"><a class="btn btn-fintech " href="/loan-management-system">Know More</a></div></div></section></div><div><section class="FintechThreeRow_fintech_organization_section__T9gpH d-none position-relative overflow-hidden "><div class="FintechThreeRow_top_img__kVzDP"><img alt="addon-image" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" src="/images/fintech/bg_fintechthreerow.png"/></div><div class="container"><div class="row FintechThreeRow_features_wrapper__Z2lE6 position-relative"><div class="col-12 col-md-6 col-lg-4 FintechThreeRow_features_card__wfzyZ"><div style="--anim-index:NaNs" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a FeatureCard_fintech__DVoHb "><h2 class="FeatureCard_title__mbMX1"></h2><p class="FeatureCard_description___ZRK5">AI-based chat and voice bots are helping banks provide customer services on several digital touchpoints, such as conversational IVR with inbuilt NLP, assisting voice bots with access to CRM. personalization, and smarter contact centers for customers to carry out banking requests.</p></div></div><div class="col-12 col-md-6 col-lg-4 FintechThreeRow_features_card__wfzyZ"><div style="--anim-index:NaNs" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a FeatureCard_fintech__DVoHb "><h2 class="FeatureCard_title__mbMX1"></h2><p class="FeatureCard_description___ZRK5">One of the most important eLearning courses for financial services is the compliance training designed to educate and raise awareness of financial compliance within your workforce by utilizing VR technology for a wide-scale experience.</p></div></div><div class="col-12 col-md-6 col-lg-4 FintechThreeRow_features_card__wfzyZ"><div style="--anim-index:NaNs" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a FeatureCard_fintech__DVoHb "><h2 class="FeatureCard_title__mbMX1"></h2><p class="FeatureCard_description___ZRK5">Exclusive module for advocates to view their litigation cases and update the hearing details on the go.Provides insight into premium calculation even before the generation of product quote/proposal.</p></div></div><div class="col-12 col-md-6 col-lg-4 FintechThreeRow_features_card__wfzyZ"><div style="--anim-index:NaNs" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a FeatureCard_fintech__DVoHb "><h2 class="FeatureCard_title__mbMX1"></h2><p class="FeatureCard_description___ZRK5">Create virtual banks through AR/VR technology or Metaverse to allow access to all banking, business, and financial-related services without visiting the physical location with relationship managers, automated document verification, and enhancing awareness for financial products.</p></div></div><div class="col-12 col-md-6 col-lg-4 FintechThreeRow_features_card__wfzyZ"><div style="--anim-index:NaNs" class="animate-fadein FeatureCard_feature_card_wrapper__Nr94a FeatureCard_fintech__DVoHb "><h2 class="FeatureCard_title__mbMX1"></h2><p class="FeatureCard_description___ZRK5">This module helps to know the renewal pending cases and convert such pending renewal proposals directly.Provides insight into premium calculation even before the generation of product quote/proposal. </p></div></div></div></div></section></div><div><section class=" LetsTalk_home_letstalk__9n26u LetsTalk_solution_details_page__ZM95D " id="scrollTocontact"><div class="container"><div class="row"><div class="col-lg-5"><div class="LetsTalk_left__H9Sbw"><h2 class="h2 LetsTalk_title__wvTYX false false ">Embrace the Power of Technology to Redefine Lending !</h2><p 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