The rise of digital has transformed the financial services industry, bringing new challenges to existing players and new entrants alike. Managing the change successfully to a digital-first, mobile-first, customer-centric model is vital for long-term growth. As each company is unique in its own way, this journey requires different approaches.
Novac Ziva® is a cloud lending management software with a comprehensive modules suite designed to cater to the requirements of lending businesses of all sizes across various spectrums.
Unlock the automation of various business activities involved in a loan processing system with a one-point loan origination software
From the customer’s onboarding to the underwriter’s decision on the loan disbursement, the acquisition lifecycle tracks all
Mobile platforms enabling relationship executives to onboard customers, create opportunities, loan sanctions, and more.
Ziva®’s loan origination module is an advanced workflow system built on microservices architecture. It is fully automated , parameterized, and powered by a business rule engine.
This module contains the requests for Tenure/Due Date change, part prepayment, loan closure, and recovery management functionalities. It also allows loan services to manage risk, provide better customer service, and address default management challenges.
The product management module enables the rapid launch of new products across the lending company based on business norms. It also contains segment-specific offerings and multilevel pricing flexibility.
This module facilitates the collection of monthly repayments, generating statements, and statements of accounts, following up on delinquencies, and maintaining records of payments and balances.
The application enables field officers and customer support technicians in streamlining the lending process from loan application creation to credit approval through the loan origination module.
The mobile app also contains Google coordinates and an in-built day planner for faster and easier access to approving loans anywhere, anytime.
The mZiva app, designed for B2C customers/borrowers, offers a wide range of functionalities, including checking loan application status, exploring payment choices, accessing loan top-ups, and more
Ziva® helps businesses to meet their goals with a lending ecosystem imparted with result-oriented features
Ziva® leverages AI and cloud technologies to aid NBFCs and HFCs in accessing real-time financial data to make informed decisions. With Ziva’s implementation, our clients are experiencing a positive impact on tangible and intangible costs.