Novac Ziva®

Unleash the Potential of Digital Lending Excellence with Ziva®

An end-to-end digital lending solution with unrivaled performance

background Image
background Image

Future-proof your Lending Enterprise with Ziva®

The rise of digital has transformed the financial services industry, bringing new challenges to existing players and new entrants alike. Managing the change successfully to a digital-first, mobile-first, customer-centric model is vital for long-term growth. As each company is unique in its own way, this journey requires different approaches.

Novac Ziva® is a cloud lending management software with a comprehensive modules suite designed to cater to the requirements of lending businesses of all sizes across various spectrums.

background Image
background Image
background Image

Manage your entire loan lifecycle with a single, intelligent, and change-ready platform

Image Alt

Comprehensive LOS

Unlock the automation of various business activities involved in a loan processing system with a one-point loan origination software

Image Alt

Supports The Entire Acquisition Lifecycle

From the customer’s onboarding to the underwriter’s decision on the loan disbursement, the acquisition lifecycle tracks all

Image Alt

Seamless Mobility

Mobile platforms enabling relationship executives to onboard customers, create opportunities, loan sanctions, and more.

background Image
background Image

Effortlessly optimize loan processes, enhance risk assessment, and create unparalleled customer experiences with Ziva®

image

Loan Origination

Ziva®’s loan origination module is an advanced workflow system built on microservices architecture. It is fully automated , parameterized, and powered by a business rule engine.

image

Loan Servicing

This module contains the requests for Tenure/Due Date change, part prepayment, loan closure, and recovery management functionalities. It also allows loan services to manage risk, provide better customer service, and address default management challenges.

image

Product Management

The product management module enables the rapid launch of new products across the lending company based on business norms. It also contains segment-specific offerings and multilevel pricing flexibility.

image

Collection Management

This module facilitates the collection of monthly repayments, generating statements, and statements of accounts, following up on delinquencies, and maintaining records of payments and balances.

background Image
background Image

mZiva - Elevate your lending prowess with our Mobile Apps

image
image

For Field Officers

The application enables field officers and customer support technicians in streamlining the lending process from loan application creation to credit approval through the loan origination module.

The mobile app also contains Google coordinates and an in-built day planner for faster and easier access to approving loans anywhere, anytime.

image

For Customers/Borrowers

The mZiva app, designed for B2C customers/borrowers, offers a wide range of functionalities, including checking loan application status, exploring payment choices, accessing loan top-ups, and more

background Image
background Image

How does Ziva® work?

background Image

What makes Ziva® Stand Out

Ziva® helps businesses to meet their goals with a lending ecosystem imparted with result-oriented features

  • Ready to be deployed in Cloud
  • User-Driven Workflow Configuration
  • Product ready to market
  • Faster new product creation
  • AI-enabled Role-based dashboard
  • Integrated Accounting Engine
  • GUI-based system configuration
  • Compliance/ Risk Policies/ Eligibility
  • Multi-channel Interfacing capability
  • Document Mapping across modules
  • Mobility Origination module
  • Reporting and Business Analytics
background Image

Ziva® implements optimal practices across all lending aspects

Ziva® leverages AI and cloud technologies to aid NBFCs and HFCs in accessing real-time financial data to make informed decisions. With Ziva’s implementation, our clients are experiencing a positive impact on tangible and intangible costs.

20-30%

Reduction in

  • Loan Processing time
  • Time to set up deals
  • IT systems maintenance cost

Designed for Diverse Loan Products

image
Vehicle loan
image
Trade Advance
image
Two-wheeler loan
image
Housing loan
image
Equipment Finance
image
Loan Against property
image
Jewel loan
image
SME Loan
image
Consumer durables
image
Top-up loan
image
Business Loan
image
Personal loan
addon-img
addon-img

Ready to transform your financial institution?