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Loan Origination

Visualize the entire lending process chain with Ziva’s Loan Origination Module

Lending organizations across various verticals, such as NBFCs, HFCs, and Retail lending, must stay ahead of the rapid pace of change.

Lenders must introduce a loan origination system to support the loan application ecosystem. From client application to disbursal of funds, the loan origination system should be automated, leading to fewer inefficiencies and expensive errors. Ziva®’s Loan Origination module is a fully integrated, end-to-end corporate lending system that automates the origination and approval of loans by streamlining the loan application process. It is designed to simplify the lending process for both the borrower and the lender, improving operational efficiency, reducing costs, and increasing profitability.

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What can our Ziva LOS do?

Ziva’s Loan Origination Solution helps lenders automate the origination cycle to elevate your customer’s loan origination experience.

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Borrowers can apply for loans through online applications through which the data capture process will be initiated

With various details of the borrowers such as ID, address proof, income statements, etc., The consent for the credit score generation will be initiated

The lead is then approved through the submitted application form, and the attached documents are sanctioned through both online and offline mode

The validation of the documents and the application is investigated by the field officers to advance the loan decisioning process

After the application and the attached documents are approved through the credit approval matrix and business rule engine ruling out any credit risk.

The funds are successfully disbursed to the applicant’s bank account or to bank-affiliated third-party vendor.
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Facets of Ziva’s Loan Origination System

Our Loan Origination System is a comprehensive solution that can handle various types of loans, including personal, auto, mortgage, and business loans, with various features in place.

Digitized Data
Collection

Our loan origination software allows borrowers to apply for loans online from the comfort of their homes. This makes it easier for borrowers to complete applications and for lenders to collect all the necessary information.

Credit Risk Analysis and
Management

Our system can perform automated credit checks on applicants to determine their creditworthiness. This helps lenders make informed decisions about whether to approve or reject loan applications.

Loan
Underwriting

Our loan origination software has built-in underwriting rules that help lenders evaluate loan applications and make decisions quickly. It ensures compliance with regulatory requirements, reducing the risk of fraud and errors.

Document
Management

Our system streamlines document management by allowing lenders to digitally store, manage, and retrieve loan documents. It eliminates the need for physical storage space and reduces the risk of document loss or damage.

Reporting and
Analytics

Our loan origination software generates reports and analytics that provide insights into loan origination processes, loan portfolios, and borrower behavior. These insights can help lenders make data-driven decisions and optimize their loan origination processes.

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ziva-benefits
  • Automated Processes
  • Increased Productivity
  • Easy Integration with 3rd Party Vendors
  • Quick Implementation
  • All in One Dashboard
  • Process Automation

Ready to reimagine the loan origination system?

Get top-notch digital transformation services from us today

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